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Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Understanding different types of investment risk can help investors manage their money more effectively.

Starting to invest early for college and remaining consistent can help investors reach their goals.

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

529 plans are tax-advantaged savings plans that generally allow people of any income level to contribute.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Some of the pros and cons of whole life insurance.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Variable life insurance gives you the control to allocate your account value among a variety of investment options.

Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

There can be a substantial benefit to deferring taxes as long as possible.

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

A 1035 exchange allows you to exchange your life insurance policy for one from another company without tax liability.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.